Our Services
Retirement Planning
Retirement isn’t a one-size-fits-all journey. We take a personal approach, helping you determine when to retire, how much you’ll need, and how to create steady income in retirement.
Our process includes:
- Setting retirement goals based on your lifestyle
- Evaluating your current savings, pension, and investments
- Estimating future healthcare costs and inflation
- Building a reliable income stream that lasts
Whether retirement is five years away or just around the corner, we’ll help you prepare with confidence.
401(k), 403(b), and IRA Rollovers
Rolling over a workplace retirement plan is an important financial decision—and we make it simple.
We’ll help you:
- Move your funds without penalties or unnecessary taxes
- Consolidate multiple accounts into a streamlined portfolio
- Choose investments aligned with your risk tolerance and goals
- Avoid hidden fees and poor-performing options
Our rollovers are handled with care, backed by partnerships with trusted providers like Vanguard, TIAA, and Empower.
Annuity Products
Annuities can provide guaranteed income in retirement—but they must be chosen wisely. We offer clear, unbiased guidance to help you decide if an annuity fits your plan.
We assist with:
- Understanding fixed, indexed, and variable annuity types
- Comparing products across multiple providers
- Ensuring the right balance of growth and protection
- Minimizing fees and maximizing income guarantees
Our approach is education-first, so you’ll never feel pressured into a product that doesn’t serve you.
Pension Optimization
If you’re eligible for a pension, we’ll help you make the most of it.
This includes:
- Comparing lump sum vs. monthly payout options
- Coordinating pension income with Social Security and other accounts
- Understanding survivor benefits and spousal protection
- Timing your retirement to maximize lifetime benefits
We simplify complex pension decisions so you can retire with confidence and peace of mind.
Social Security Strategy
Social Security is more than just a government benefit—it’s a key piece of your retirement income.
We help you:
- Determine the best time to file (age 62, full retirement, or later)
- Understand how your benefits interact with other income
- Avoid taxation and penalty pitfalls
- Coordinate spousal, survivor, and divorcee benefits
By claiming wisely, you could increase your total lifetime benefit by thousands of dollars.
Asset Protection & Lifetime Income Planning
Your retirement assets should last as long as you do. We help protect your savings from market swings, inflation, and unexpected costs—while ensuring a steady income stream.
Our strategies may include:
- Diversifying income sources
- Setting withdrawal strategies based on market conditions
- Using annuities, bonds, or dividend-paying investments
- Planning for long-term care or legacy goals
This is about more than numbers—it’s about preserving your lifestyle and peace of mind.
